▼ 0.50% · 3.625%
HK$15,406
−HK$967/mo
▼ 0.25% · 3.875%
HK$15,886
−HK$487/mo
Today · 4.125%
HK$16,373
baseline
▲ 0.50% · 4.625%
HK$17,369
+HK$996/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$32,746/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,139
−HK$926/mo
▼ 0.25% · 3.875%
HK$17,599
−HK$466/mo
Today · 4.125%
HK$18,065
baseline
▲ 0.50% · 4.625%
HK$19,018
+HK$953/mo
Deposit HK$3.38M · loan HK$3.38M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,947
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$17,474
−HK$536/mo
Today · 4.125%
HK$18,010
baseline
▲ 0.50% · 4.625%
HK$19,106
+HK$1,096/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$36,020/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,853
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,359
−HK$513/mo
Today · 4.125%
HK$19,872
baseline
▲ 0.50% · 4.625%
HK$20,919
+HK$1,047/mo
Deposit HK$3.04M · loan HK$3.72M · min. income ≈ HK$39,744/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,488
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,063
−HK$584/mo
Today · 4.125%
HK$19,647
baseline
▲ 0.50% · 4.625%
HK$20,842
+HK$1,195/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$39,294/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,567
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,119
−HK$560/mo
Today · 4.125%
HK$21,679
baseline
▲ 0.50% · 4.625%
HK$22,821
+HK$1,142/mo
Deposit HK$2.70M · loan HK$4.05M · min. income ≈ HK$43,358/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,028
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$20,651
−HK$633/mo
Today · 4.125%
HK$21,284
baseline
▲ 0.50% · 4.625%
HK$22,579
+HK$1,295/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$42,568/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,281
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$22,879
−HK$606/mo
Today · 4.125%
HK$23,485
baseline
▲ 0.50% · 4.625%
HK$24,723
+HK$1,238/mo
Deposit HK$2.36M · loan HK$4.39M · min. income ≈ HK$46,970/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,569
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,240
−HK$682/mo
Today · 4.125%
HK$22,922
baseline
▲ 0.50% · 4.625%
HK$24,316
+HK$1,394/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$45,844/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,995
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,639
−HK$653/mo
Today · 4.125%
HK$25,292
baseline
▲ 0.50% · 4.625%
HK$26,625
+HK$1,333/mo
Deposit HK$2.03M · loan HK$4.73M · min. income ≈ HK$50,584/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,828
−HK$731/mo
Today · 4.125%
HK$24,559
baseline
▲ 0.50% · 4.625%
HK$26,053
+HK$1,494/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$49,118/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,709
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,399
−HK$699/mo
Today · 4.125%
HK$27,098
baseline
▲ 0.50% · 4.625%
HK$28,527
+HK$1,429/mo
Deposit HK$1.69M · loan HK$5.07M · min. income ≈ HK$54,196/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,650
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,417
−HK$779/mo
Today · 4.125%
HK$26,196
baseline
▲ 0.50% · 4.625%
HK$27,790
+HK$1,594/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$52,392/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,423
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$746/mo
Today · 4.125%
HK$28,905
baseline
▲ 0.50% · 4.625%
HK$30,428
+HK$1,523/mo
Deposit HK$1.35M · loan HK$5.41M · min. income ≈ HK$57,810/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,191
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,006
−HK$827/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,527
+HK$1,694/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,919
−HK$792/mo
Today · 4.125%
HK$30,711
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,619/mo
Deposit HK$1.01M · loan HK$5.74M · min. income ≈ HK$61,422/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,731
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,594
−HK$877/mo
Today · 4.125%
HK$29,471
baseline
▲ 0.50% · 4.625%
HK$31,264
+HK$1,793/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$58,942/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,851
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,678
−HK$840/mo
Today · 4.125%
HK$32,518
baseline
▲ 0.50% · 4.625%
HK$34,232
+HK$1,714/mo
Deposit HK$676K · loan HK$6.08M · min. income ≈ HK$65,036/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$202,693 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).