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22/F B

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3/F A 312 ft² 3/F B 260 ft² 3/F C 319 ft² 3/F D 311 ft² 5/F A 349 ft² 5/F B 281 ft² 5/F C 356 ft² 5/F D 333 ft² 6/F A 350 ft² 6/F B 280 ft² 6/F C 356 ft² 6/F D 333 ft² 7/F A 350 ft² 7/F B 280 ft² 7/F C 356 ft² 7/F D 333 ft² 8/F A 349 ft² 8/F B 280 ft² 8/F C 356 ft² 8/F D 332 ft² 9/F A 350 ft² 9/F C 356 ft² 9/F D 333 ft² 9/F B 280 ft² 10/F A 350 ft² 10/F B 280 ft² 10/F C 356 ft² 10/F D 333 ft² 11/F A 350 ft² 11/F B 281 ft² 11/F C 356 ft² 11/F D 333 ft² 12/F A 349 ft² 12/F B 280 ft² 12/F C 356 ft² 12/F D 333 ft² 15/F A 350 ft² 15/F B 280 ft² 15/F C 356 ft² 15/F D 332 ft² 16/F A 349 ft² 16/F B 280 ft² 16/F C 356 ft² 16/F D 333 ft² 17/F A 350 ft² 17/F B 280 ft² 17/F C 356 ft² 17/F D 333 ft² 18/F A 349 ft² 18/F B 281 ft² 18/F C 356 ft² 18/F D 333 ft² 19/F A 350 ft² 19/F B 280 ft² 19/F C 356 ft² 19/F D 333 ft² 20/F A 350 ft² 20/F B 280 ft² 20/F C 356 ft² 20/F D 333 ft² 21/F A 349 ft² 21/F B 280 ft² 21/F C 356 ft² 21/F D 333 ft² 22/F A 349 ft² 22/F B 280 ft² 22/F C 356 ft² 22/F D 333 ft² 23/F A 349 ft² 23/F B 280 ft² 23/F C 356 ft² 23/F D 333 ft² 25/F A 350 ft² 25/F B 280 ft² 25/F C 356 ft² 25/F D 332 ft² 26/F A 350 ft² 26/F B 280 ft² 26/F C 356 ft² 26/F D 333 ft² 27/F A 350 ft² 27/F B 281 ft² 27/F C 382 ft² 28/F A 577 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.46M

≈ HK$15,912 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$446K, with repayments around HK$19,434/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,287

−HK$1,147/mo

▼ 0.25% · 3.875%

HK$18,856

−HK$578/mo

Today · 4.125%

HK$19,434

baseline

▲ 0.50% · 4.625%

HK$20,616

+HK$1,182/mo

Deposit HK$446K · loan HK$4.01M · min. income ≈ HK$38,868/mo (50% DSR)

Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$66,832 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sham Shui Po Station

≈ 7 min walk · 486 m

Education

schools within 1 km (25 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.

Family-friendly — 73 schools within a 1 km walk.

Everyday convenience — 64 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 22/F
Flat: B
Saleable Area: 280 Saleable ft²
Gross Area: 426 ft²
Efficiency: 66%
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-11-11	HK$3.92M	−24.7% 4.0y · −6.0%/yr	HK$13,993	HK$9,197
2021-10-29	HK$5.20M	+8.3% 3.9y · 2.0%/yr	HK$18,571	HK$12,207
2017-12-20	HK$4.80M	+24.0% 3.7y · 6.0%/yr	HK$17,143	HK$11,268
2014-03-31	HK$3.87M	—	HK$13,772	HK$9,084

Other appraised units in this building

Data sourced from Renavon.com