▼ 0.50% · 3.625%
HK$17,533
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$18,079
−HK$554/mo
Today · 4.125%
HK$18,633
baseline
▲ 0.50% · 4.625%
HK$19,767
+HK$1,134/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$37,266/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,506
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$20,029
−HK$531/mo
Today · 4.125%
HK$20,560
baseline
▲ 0.50% · 4.625%
HK$21,643
+HK$1,083/mo
Deposit HK$3.84M · loan HK$3.84M · min. income ≈ HK$41,120/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,287
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,887
−HK$609/mo
Today · 4.125%
HK$20,496
baseline
▲ 0.50% · 4.625%
HK$21,743
+HK$1,247/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$40,992/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,456
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,032
−HK$584/mo
Today · 4.125%
HK$22,616
baseline
▲ 0.50% · 4.625%
HK$23,808
+HK$1,192/mo
Deposit HK$3.46M · loan HK$4.23M · min. income ≈ HK$45,232/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,040
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,695
−HK$664/mo
Today · 4.125%
HK$22,359
baseline
▲ 0.50% · 4.625%
HK$23,720
+HK$1,361/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$44,718/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,407
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,035
−HK$636/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$25,972
+HK$1,301/mo
Deposit HK$3.08M · loan HK$4.61M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$721/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,474/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$689/mo
Today · 4.125%
HK$26,727
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,409/mo
Deposit HK$2.69M · loan HK$5.00M · min. income ≈ HK$53,454/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,547
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,310
−HK$776/mo
Today · 4.125%
HK$26,086
baseline
▲ 0.50% · 4.625%
HK$27,673
+HK$1,587/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$52,172/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,308
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,040
−HK$743/mo
Today · 4.125%
HK$28,783
baseline
▲ 0.50% · 4.625%
HK$30,301
+HK$1,518/mo
Deposit HK$2.31M · loan HK$5.38M · min. income ≈ HK$57,566/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,300
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$831/mo
Today · 4.125%
HK$27,949
baseline
▲ 0.50% · 4.625%
HK$29,650
+HK$1,701/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$55,898/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,259
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,043
−HK$796/mo
Today · 4.125%
HK$30,839
baseline
▲ 0.50% · 4.625%
HK$32,465
+HK$1,626/mo
Deposit HK$1.92M · loan HK$5.77M · min. income ≈ HK$61,678/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,053
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,926
−HK$887/mo
Today · 4.125%
HK$29,813
baseline
▲ 0.50% · 4.625%
HK$31,627
+HK$1,814/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$59,626/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,209
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,046
−HK$849/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,629
+HK$1,734/mo
Deposit HK$1.54M · loan HK$6.15M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,734
−HK$942/mo
Today · 4.125%
HK$31,676
baseline
▲ 0.50% · 4.625%
HK$33,603
+HK$1,927/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$63,352/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,160
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,049
−HK$902/mo
Today · 4.125%
HK$34,951
baseline
▲ 0.50% · 4.625%
HK$36,794
+HK$1,843/mo
Deposit HK$1.15M · loan HK$6.54M · min. income ≈ HK$69,902/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,542
−HK$997/mo
Today · 4.125%
HK$33,539
baseline
▲ 0.50% · 4.625%
HK$35,580
+HK$2,041/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$67,078/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,110
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,052
−HK$955/mo
Today · 4.125%
HK$37,007
baseline
▲ 0.50% · 4.625%
HK$38,958
+HK$1,951/mo
Deposit HK$769K · loan HK$6.92M · min. income ≈ HK$74,014/mo (50% DSR)
Upfront cash ≈ HK$1000K (deposit + AVD stamp duty HK$230,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).