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At today's rate and a 90% mortgage, the deposit on this unit is about HK$271K, with repayments around HK$11,801/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$271K · loan HK$2.43M · min. income ≈ HK$23,602/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- A
- Saleable Area
- 215 Saleable ft²
- Gross Area
- 387 ft²
- Efficiency
- 56%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-04 | HK$3.86M | +46.8% 5.3y · 9.0%/yr |
| 2016-04-25 | HK$2.63M | +36.3% 3.4y · 11.0%/yr |
| 2012-12-03 | HK$1.93M | +28.7% |
| 2011-02-28 | HK$1.50M | +21.0% |
| 2010-05-07 | HK$1.24M | +44.2% |
| 2007-12-24 | HK$860K | −30.6% |
| 2000-05-25 | HK$1.24M | — |