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At today's rate and a 90% mortgage, the deposit on this unit is about HK$280K, with repayments around HK$12,210/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,420/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 71 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 248 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 59%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-16 | HK$4.00M | +0.0% 1.5y · 0.0%/yr |
| 2020-01-24 | HK$4.00M | +73.9% 5.7y · 13.0%/yr |
| 2014-06-10 | HK$2.30M | +12.7% |
| 2013-07-25 | HK$2.04M | +51.1% |
| 2011-07-15 | HK$1.35M | +36.4% |
| 2010-06-09 | HK$990K | +1.0% |
| 2010-01-22 | HK$980K | — |