▼ 0.50% · 3.625%
HK$2,304
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,375
−HK$73/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,597
+HK$149/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,563
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,632
−HK$69/mo
Today · 4.125%
HK$2,701
baseline
▲ 0.50% · 4.625%
HK$2,844
+HK$143/mo
Deposit HK$505K · loan HK$505K · min. income ≈ HK$5,402/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,534
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,613
−HK$80/mo
Today · 4.125%
HK$2,693
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$164/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,386/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$76/mo
Today · 4.125%
HK$2,971
baseline
▲ 0.50% · 4.625%
HK$3,128
+HK$157/mo
Deposit HK$455K · loan HK$556K · min. income ≈ HK$5,942/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,850
−HK$88/mo
Today · 4.125%
HK$2,938
baseline
▲ 0.50% · 4.625%
HK$3,116
+HK$178/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$5,876/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$84/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$170/mo
Deposit HK$404K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$95/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$193/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$91/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,697
+HK$185/mo
Deposit HK$354K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,325
−HK$102/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,636
+HK$209/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$98/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$199/mo
Deposit HK$303K · loan HK$707K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,563
−HK$109/mo
Today · 4.125%
HK$3,672
baseline
▲ 0.50% · 4.625%
HK$3,896
+HK$224/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$7,344/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$105/mo
Today · 4.125%
HK$4,052
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$213/mo
Deposit HK$253K · loan HK$758K · min. income ≈ HK$8,104/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,686
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,801
−HK$116/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,155
+HK$238/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,100
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,210
−HK$112/mo
Today · 4.125%
HK$4,322
baseline
▲ 0.50% · 4.625%
HK$4,550
+HK$228/mo
Deposit HK$202K · loan HK$808K · min. income ≈ HK$8,644/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,916
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,038
−HK$124/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,415
+HK$253/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,357
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,474
−HK$118/mo
Today · 4.125%
HK$4,592
baseline
▲ 0.50% · 4.625%
HK$4,834
+HK$242/mo
Deposit HK$152K · loan HK$859K · min. income ≈ HK$9,184/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,276
−HK$131/mo
Today · 4.125%
HK$4,407
baseline
▲ 0.50% · 4.625%
HK$4,675
+HK$268/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$8,814/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,613
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,737
−HK$125/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,119
+HK$257/mo
Deposit HK$101K · loan HK$909K · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$101K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).