▼ 0.50% · 3.625%
HK$3,902
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,024
−HK$123/mo
Today · 4.125%
HK$4,147
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,294/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,341
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$118/mo
Today · 4.125%
HK$4,576
baseline
▲ 0.50% · 4.625%
HK$4,817
+HK$241/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,152/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,776
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$130/mo
Today · 4.125%
HK$5,034
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$265/mo
Deposit HK$770K · loan HK$941K · min. income ≈ HK$10,068/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$148/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$302/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$142/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,073
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,231
−HK$160/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,719
+HK$328/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,644
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$154/mo
Today · 4.125%
HK$5,949
baseline
▲ 0.50% · 4.625%
HK$6,262
+HK$313/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,898/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$173/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$353/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$165/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$338/mo
Deposit HK$513K · loan HK$1.20M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,854
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$185/mo
Today · 4.125%
HK$6,221
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$378/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,442/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,687
−HK$177/mo
Today · 4.125%
HK$6,864
baseline
▲ 0.50% · 4.625%
HK$7,226
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,728/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,438
−HK$197/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$7,039
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,946
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,133
−HK$188/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,707
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,634
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$210/mo
Today · 4.125%
HK$7,050
baseline
▲ 0.50% · 4.625%
HK$7,479
+HK$429/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$14,100/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,578
−HK$201/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,189
+HK$410/mo
Deposit HK$257K · loan HK$1.45M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,024
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,243
−HK$222/mo
Today · 4.125%
HK$7,465
baseline
▲ 0.50% · 4.625%
HK$7,919
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,930/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,814
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,024
−HK$213/mo
Today · 4.125%
HK$8,237
baseline
▲ 0.50% · 4.625%
HK$8,671
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,474/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).