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Crescira AVM · estimated value Medium confidence
HK$14.45M
≈ HK$16,165 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.34M, with repayments around HK$49,028/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,135
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,570
−HK$1,458/mo
Today · 4.125%
HK$49,028
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,984/mo

Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,056/mo (50% DSR)

Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$541,944 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
A
Saleable Area
894 ft²
Gross Area
1,166 ft²
Efficiency
77%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2019-02-21 HK$16.80M +229.4%
9.4y
2004-02-12 HK$5.10M −30.4%
1999-05-18 HK$7.33M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 16 min walk · 1,225 m
(quite far — consider other transport options)
Education
33
schools within 1 km (1 within 500 m)
Daily convenience
19
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
23
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 23 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com