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Crescira AVM · estimated value Medium confidence
HK$15.88M
≈ HK$16,541 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.76M, with repayments around HK$53,873/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$50,694
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,271
−HK$1,602/mo
Today · 4.125%
HK$53,873
baseline
▲ 0.50% · 4.625%
HK$57,151
+HK$3,278/mo

Deposit HK$4.76M · loan HK$11.12M · min. income ≈ HK$107,746/mo (50% DSR)

Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$595,489 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
F
Saleable Area
960 ft²
Gross Area
1,265 ft²
Efficiency
76%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2010-06-14 HK$9.13M +11.3%
2009-06-24 HK$8.20M −17.2%
2008-01-31 HK$9.90M +32.0%
2005-06-16 HK$7.50M −1.1%
1999-09-11 HK$7.58M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 16 min walk · 1,225 m
(quite far — consider other transport options)
Education
33
schools within 1 km (1 within 500 m)
Daily convenience
19
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
23
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 23 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com