Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$282K, with repayments around HK$12,320/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$282K · loan HK$2.54M · min. income ≈ HK$24,640/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- M (FLAT 13)
- Saleable Area
- 364 Saleable ft²
- Gross Area
- 526 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-03-24 | HK$4.00M | +29.4% 5.3y · 5.0%/yr |
| 2016-12-09 | HK$3.09M | +21.2% 3.5y · 6.0%/yr |
| 2013-05-31 | HK$2.55M | +211.0% |
| 1999-07-10 | HK$820K | — |