▼ 0.50% · 3.625%
HK$2,890
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,980
−HK$91/mo
Today · 4.125%
HK$3,071
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$187/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,142/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,215
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,301
−HK$87/mo
Today · 4.125%
HK$3,388
baseline
▲ 0.50% · 4.625%
HK$3,567
+HK$179/mo
Deposit HK$634K · loan HK$634K · min. income ≈ HK$6,776/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$100/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$206/mo
Deposit HK$570K · loan HK$697K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$96/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,924
+HK$197/mo
Deposit HK$570K · loan HK$697K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,468
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,575
−HK$110/mo
Today · 4.125%
HK$3,685
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$224/mo
Deposit HK$507K · loan HK$760K · min. income ≈ HK$7,370/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$105/mo
Today · 4.125%
HK$4,066
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$214/mo
Deposit HK$507K · loan HK$760K · min. income ≈ HK$8,132/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$119/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,291
−HK$114/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,637
+HK$232/mo
Deposit HK$444K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,046
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$262/mo
Deposit HK$380K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$123/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$380K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$137/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$281/mo
Deposit HK$317K · loan HK$950K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$132/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$317K · loan HK$950K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$146/mo
Today · 4.125%
HK$4,913
baseline
▲ 0.50% · 4.625%
HK$5,212
+HK$299/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$9,826/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,144
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,282
−HK$139/mo
Today · 4.125%
HK$5,421
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$286/mo
Deposit HK$253K · loan HK$1.01M · min. income ≈ HK$10,842/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$155/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,612
−HK$148/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$304/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$165/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$336/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$157/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).