At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,755/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.43M · min. income ≈ HK$23,510/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 80 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 360 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 88%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-17 | HK$2.00M | −30.1% 8.1y · −4.0%/yr |
| 2017-06-02 | HK$2.86M | +320.6% 17.2y · 19.0%/yr |
| 2000-04-08 | HK$680K | −52.1% |
| 1997-08-25 | HK$1.42M | +24.6% |
| 1997-07-30 | HK$1.14M | — |