▼ 0.50% · 3.625%
HK$3,061
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$96/mo
Today · 4.125%
HK$3,253
baseline
▲ 0.50% · 4.625%
HK$3,451
+HK$198/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$6,506/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,406
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$93/mo
Today · 4.125%
HK$3,590
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$189/mo
Deposit HK$671K · loan HK$671K · min. income ≈ HK$7,180/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$107/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$217/mo
Deposit HK$604K · loan HK$738K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,847
−HK$102/mo
Today · 4.125%
HK$3,949
baseline
▲ 0.50% · 4.625%
HK$4,157
+HK$208/mo
Deposit HK$604K · loan HK$738K · min. income ≈ HK$7,898/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,674
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$237/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$112/mo
Today · 4.125%
HK$4,308
baseline
▲ 0.50% · 4.625%
HK$4,535
+HK$227/mo
Deposit HK$537K · loan HK$806K · min. income ≈ HK$8,616/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$126/mo
Today · 4.125%
HK$4,229
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$258/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$8,458/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,427
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,546
−HK$121/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$246/mo
Deposit HK$470K · loan HK$873K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,419
−HK$136/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$277/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,768
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,896
−HK$129/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,290
+HK$265/mo
Deposit HK$403K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,735
−HK$145/mo
Today · 4.125%
HK$4,880
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$297/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$9,760/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,108
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,245
−HK$139/mo
Today · 4.125%
HK$5,384
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$284/mo
Deposit HK$336K · loan HK$1.01M · min. income ≈ HK$10,768/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$155/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$317/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$148/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$303/mo
Deposit HK$269K · loan HK$1.07M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,204
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$165/mo
Today · 4.125%
HK$5,531
baseline
▲ 0.50% · 4.625%
HK$5,867
+HK$336/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$11,062/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,790
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$157/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,424
+HK$322/mo
Deposit HK$201K · loan HK$1.14M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,510
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,682
−HK$174/mo
Today · 4.125%
HK$5,856
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$356/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$11,712/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,130
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,295
−HK$166/mo
Today · 4.125%
HK$6,461
baseline
▲ 0.50% · 4.625%
HK$6,802
+HK$341/mo
Deposit HK$134K · loan HK$1.21M · min. income ≈ HK$12,922/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).