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At today's rate and a 90% mortgage, the deposit on this unit is about HK$283K, with repayments around HK$12,358/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$283K · loan HK$2.55M · min. income ≈ HK$24,716/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 70 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- N (FLAT 14)
- Saleable Area
- 372 Saleable ft²
- Gross Area
- 534 ft²
- Efficiency
- 70%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-30 | HK$3.10M | +9.5% 6.6y · 2.0%/yr |
| 2015-11-18 | HK$2.83M | +117.7% |
| 2010-11-29 | HK$1.30M | +1.6% |
| 2010-06-24 | HK$1.28M | +16.4% |
| 2010-05-11 | HK$1.10M | +10.0% |
| 2009-07-27 | HK$1.00M | +28.2% |
| 2009-07-09 | HK$780K | −2.5% |
| 2008-04-21 | HK$800K | −4.8% |
| 2000-06-16 | HK$840K | — |