▼ 0.50% · 3.625%
HK$1,558
−HK$98/mo
▼ 0.25% · 3.875%
HK$1,606
−HK$50/mo
Today · 4.125%
HK$1,656
baseline
▲ 0.50% · 4.625%
HK$1,756
+HK$100/mo
Deposit HK$342K · loan HK$342K · min. income ≈ HK$3,312/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,733
−HK$94/mo
▼ 0.25% · 3.875%
HK$1,780
−HK$47/mo
Today · 4.125%
HK$1,827
baseline
▲ 0.50% · 4.625%
HK$1,923
+HK$96/mo
Deposit HK$342K · loan HK$342K · min. income ≈ HK$3,654/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,714
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,767
−HK$54/mo
Today · 4.125%
HK$1,821
baseline
▲ 0.50% · 4.625%
HK$1,932
+HK$111/mo
Deposit HK$307K · loan HK$376K · min. income ≈ HK$3,642/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,906
−HK$103/mo
▼ 0.25% · 3.875%
HK$1,958
−HK$51/mo
Today · 4.125%
HK$2,009
baseline
▲ 0.50% · 4.625%
HK$2,115
+HK$106/mo
Deposit HK$307K · loan HK$376K · min. income ≈ HK$4,018/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,869
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,928
−HK$59/mo
Today · 4.125%
HK$1,987
baseline
▲ 0.50% · 4.625%
HK$2,108
+HK$121/mo
Deposit HK$273K · loan HK$410K · min. income ≈ HK$3,974/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,080
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,136
−HK$56/mo
Today · 4.125%
HK$2,192
baseline
▲ 0.50% · 4.625%
HK$2,308
+HK$116/mo
Deposit HK$273K · loan HK$410K · min. income ≈ HK$4,384/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,025
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,088
−HK$64/mo
Today · 4.125%
HK$2,152
baseline
▲ 0.50% · 4.625%
HK$2,283
+HK$131/mo
Deposit HK$239K · loan HK$444K · min. income ≈ HK$4,304/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,253
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,313
−HK$62/mo
Today · 4.125%
HK$2,375
baseline
▲ 0.50% · 4.625%
HK$2,500
+HK$125/mo
Deposit HK$239K · loan HK$444K · min. income ≈ HK$4,750/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,181
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,249
−HK$69/mo
Today · 4.125%
HK$2,318
baseline
▲ 0.50% · 4.625%
HK$2,459
+HK$141/mo
Deposit HK$205K · loan HK$478K · min. income ≈ HK$4,636/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,426
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,491
−HK$66/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,692
+HK$135/mo
Deposit HK$205K · loan HK$478K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,337
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,409
−HK$74/mo
Today · 4.125%
HK$2,483
baseline
▲ 0.50% · 4.625%
HK$2,634
+HK$151/mo
Deposit HK$171K · loan HK$512K · min. income ≈ HK$4,966/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,600
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,669
−HK$71/mo
Today · 4.125%
HK$2,740
baseline
▲ 0.50% · 4.625%
HK$2,885
+HK$145/mo
Deposit HK$171K · loan HK$512K · min. income ≈ HK$5,480/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,493
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$79/mo
Today · 4.125%
HK$2,649
baseline
▲ 0.50% · 4.625%
HK$2,810
+HK$161/mo
Deposit HK$137K · loan HK$547K · min. income ≈ HK$5,298/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,773
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,847
−HK$76/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,077
+HK$154/mo
Deposit HK$137K · loan HK$547K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,648
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,731
−HK$83/mo
Today · 4.125%
HK$2,814
baseline
▲ 0.50% · 4.625%
HK$2,986
+HK$172/mo
Deposit HK$102K · loan HK$581K · min. income ≈ HK$5,628/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,946
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$80/mo
Today · 4.125%
HK$3,105
baseline
▲ 0.50% · 4.625%
HK$3,269
+HK$164/mo
Deposit HK$102K · loan HK$581K · min. income ≈ HK$6,210/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$89/mo
Today · 4.125%
HK$2,980
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$181/mo
Deposit HK$68K · loan HK$615K · min. income ≈ HK$5,960/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$85/mo
Today · 4.125%
HK$3,288
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$173/mo
Deposit HK$68K · loan HK$615K · min. income ≈ HK$6,576/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).