▼ 0.50% · 3.625%
HK$2,505
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$79/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,824
+HK$162/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$76/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,092
+HK$155/mo
Deposit HK$549K · loan HK$549K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,755
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$87/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,106
+HK$178/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$84/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,401
+HK$170/mo
Deposit HK$494K · loan HK$604K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,006
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,099
−HK$95/mo
Today · 4.125%
HK$3,194
baseline
▲ 0.50% · 4.625%
HK$3,389
+HK$195/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$6,388/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,434
−HK$91/mo
Today · 4.125%
HK$3,525
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$185/mo
Deposit HK$439K · loan HK$659K · min. income ≈ HK$7,050/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$103/mo
Today · 4.125%
HK$3,461
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$210/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$6,922/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,720
−HK$98/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$202/mo
Deposit HK$384K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$111/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$226/mo
Deposit HK$330K · loan HK$769K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$106/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,329
+HK$217/mo
Deposit HK$330K · loan HK$769K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$119/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$114/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$232/mo
Deposit HK$275K · loan HK$824K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,008
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$127/mo
Today · 4.125%
HK$4,259
baseline
▲ 0.50% · 4.625%
HK$4,518
+HK$259/mo
Deposit HK$220K · loan HK$879K · min. income ≈ HK$8,518/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,459
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,578
−HK$121/mo
Today · 4.125%
HK$4,699
baseline
▲ 0.50% · 4.625%
HK$4,947
+HK$248/mo
Deposit HK$220K · loan HK$879K · min. income ≈ HK$9,398/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$134/mo
Today · 4.125%
HK$4,525
baseline
▲ 0.50% · 4.625%
HK$4,801
+HK$276/mo
Deposit HK$165K · loan HK$934K · min. income ≈ HK$9,050/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,737
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,864
−HK$129/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$263/mo
Deposit HK$165K · loan HK$934K · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,509
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$142/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$292/mo
Deposit HK$110K · loan HK$989K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$137/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$279/mo
Deposit HK$110K · loan HK$989K · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$110K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).