▼ 0.50% · 3.625%
HK$1,698
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,751
−HK$54/mo
Today · 4.125%
HK$1,805
baseline
▲ 0.50% · 4.625%
HK$1,915
+HK$110/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,610/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,889
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,940
−HK$51/mo
Today · 4.125%
HK$1,991
baseline
▲ 0.50% · 4.625%
HK$2,096
+HK$105/mo
Deposit HK$372K · loan HK$372K · min. income ≈ HK$3,982/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,868
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,926
−HK$59/mo
Today · 4.125%
HK$1,985
baseline
▲ 0.50% · 4.625%
HK$2,106
+HK$121/mo
Deposit HK$335K · loan HK$410K · min. income ≈ HK$3,970/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,078
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,134
−HK$56/mo
Today · 4.125%
HK$2,190
baseline
▲ 0.50% · 4.625%
HK$2,306
+HK$116/mo
Deposit HK$335K · loan HK$410K · min. income ≈ HK$4,380/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,038
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,101
−HK$65/mo
Today · 4.125%
HK$2,166
baseline
▲ 0.50% · 4.625%
HK$2,297
+HK$131/mo
Deposit HK$298K · loan HK$447K · min. income ≈ HK$4,332/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,267
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,328
−HK$62/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,516
+HK$126/mo
Deposit HK$298K · loan HK$447K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,208
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,276
−HK$70/mo
Today · 4.125%
HK$2,346
baseline
▲ 0.50% · 4.625%
HK$2,489
+HK$143/mo
Deposit HK$261K · loan HK$484K · min. income ≈ HK$4,692/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,456
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,522
−HK$67/mo
Today · 4.125%
HK$2,589
baseline
▲ 0.50% · 4.625%
HK$2,725
+HK$136/mo
Deposit HK$261K · loan HK$484K · min. income ≈ HK$5,178/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,377
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,451
−HK$76/mo
Today · 4.125%
HK$2,527
baseline
▲ 0.50% · 4.625%
HK$2,680
+HK$153/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,054/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,645
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,716
−HK$72/mo
Today · 4.125%
HK$2,788
baseline
▲ 0.50% · 4.625%
HK$2,935
+HK$147/mo
Deposit HK$223K · loan HK$521K · min. income ≈ HK$5,576/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,547
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,627
−HK$80/mo
Today · 4.125%
HK$2,707
baseline
▲ 0.50% · 4.625%
HK$2,872
+HK$165/mo
Deposit HK$186K · loan HK$559K · min. income ≈ HK$5,414/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,834
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,910
−HK$77/mo
Today · 4.125%
HK$2,987
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$157/mo
Deposit HK$186K · loan HK$559K · min. income ≈ HK$5,974/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$86/mo
Today · 4.125%
HK$2,888
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$175/mo
Deposit HK$149K · loan HK$596K · min. income ≈ HK$5,776/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$82/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$168/mo
Deposit HK$149K · loan HK$596K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,887
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,977
−HK$91/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,255
+HK$187/mo
Deposit HK$112K · loan HK$633K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,212
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,298
−HK$87/mo
Today · 4.125%
HK$3,385
baseline
▲ 0.50% · 4.625%
HK$3,564
+HK$179/mo
Deposit HK$112K · loan HK$633K · min. income ≈ HK$6,770/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,057
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,152
−HK$96/mo
Today · 4.125%
HK$3,248
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$198/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$6,496/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,401
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,492
−HK$92/mo
Today · 4.125%
HK$3,584
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$189/mo
Deposit HK$74K · loan HK$670K · min. income ≈ HK$7,168/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).