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At today's rate and a 90% mortgage, the deposit on this unit is about HK$163K, with repayments around HK$7,107/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,214/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 82 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 211 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-22 | HK$2.43M | +13.0% 5.8y · 2.0%/yr |
| 2016-09-28 | HK$2.15M | +90.3% 5.6y · 16.0%/yr |
| 2011-03-16 | HK$1.13M | +109.3% |
| 2007-11-08 | HK$540K | +42.1% |
| 2004-03-17 | HK$380K | — |