▼ 0.50% · 3.625%
HK$3,073
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$199/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$93/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,793
+HK$190/mo
Deposit HK$674K · loan HK$674K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,380
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,485
−HK$107/mo
Today · 4.125%
HK$3,592
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$218/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,184/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,760
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$102/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,172
+HK$209/mo
Deposit HK$606K · loan HK$741K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,802
−HK$116/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,157
+HK$239/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$111/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,551
+HK$228/mo
Deposit HK$539K · loan HK$808K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,994
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,119
−HK$126/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,503
+HK$258/mo
Deposit HK$472K · loan HK$876K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,444
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$121/mo
Today · 4.125%
HK$4,684
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$247/mo
Deposit HK$472K · loan HK$876K · min. income ≈ HK$9,368/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$136/mo
Today · 4.125%
HK$4,571
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$279/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$9,142/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$130/mo
Today · 4.125%
HK$5,044
baseline
▲ 0.50% · 4.625%
HK$5,310
+HK$266/mo
Deposit HK$404K · loan HK$943K · min. income ≈ HK$10,088/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,609
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,752
−HK$146/mo
Today · 4.125%
HK$4,898
baseline
▲ 0.50% · 4.625%
HK$5,196
+HK$298/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$9,796/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,127
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$139/mo
Today · 4.125%
HK$5,404
baseline
▲ 0.50% · 4.625%
HK$5,689
+HK$285/mo
Deposit HK$337K · loan HK$1.01M · min. income ≈ HK$10,808/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,916
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$155/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,542
+HK$318/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,469
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$149/mo
Today · 4.125%
HK$5,765
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$303/mo
Deposit HK$269K · loan HK$1.08M · min. income ≈ HK$11,530/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$165/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$338/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$158/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,448
+HK$323/mo
Deposit HK$202K · loan HK$1.15M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,531
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,703
−HK$174/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,235
+HK$358/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$167/mo
Today · 4.125%
HK$6,485
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$342/mo
Deposit HK$135K · loan HK$1.21M · min. income ≈ HK$12,970/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).