Skip to content
Crescira AVM · estimated value Medium confidence
HK$17.05M
≈ HK$16,195 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.12M, with repayments around HK$57,855/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$54,441
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$56,135
−HK$1,720/mo
Today · 4.125%
HK$57,855
baseline
▲ 0.50% · 4.625%
HK$61,375
+HK$3,520/mo

Deposit HK$5.12M · loan HK$11.94M · min. income ≈ HK$115,710/mo (50% DSR)

Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$639,509 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
D
Saleable Area
1,053 ft²
Gross Area
1,247 ft²
Efficiency
84%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2006-02-01 HK$8.60M +32.3%
2000-11-09 HK$6.50M −38.7%
1997-02-21 HK$10.60M +24.7%
1996-11-29 HK$8.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 7 min walk · 544 m
Education
103
schools within 1 km (29 within 500 m)
Daily convenience
43
within 1 km (5 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 103 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com