▼ 0.50% · 3.625%
HK$2,286
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,357
−HK$73/mo
Today · 4.125%
HK$2,430
baseline
▲ 0.50% · 4.625%
HK$2,577
+HK$147/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$4,860/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,543
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,612
−HK$69/mo
Today · 4.125%
HK$2,681
baseline
▲ 0.50% · 4.625%
HK$2,822
+HK$141/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$5,362/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,515
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,593
−HK$79/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,835
+HK$163/mo
Deposit HK$451K · loan HK$551K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,798
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,873
−HK$76/mo
Today · 4.125%
HK$2,949
baseline
▲ 0.50% · 4.625%
HK$3,104
+HK$155/mo
Deposit HK$451K · loan HK$551K · min. income ≈ HK$5,898/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,829
−HK$86/mo
Today · 4.125%
HK$2,915
baseline
▲ 0.50% · 4.625%
HK$3,093
+HK$178/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$5,830/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,134
−HK$83/mo
Today · 4.125%
HK$3,217
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$169/mo
Deposit HK$401K · loan HK$602K · min. income ≈ HK$6,434/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,064
−HK$94/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,351
+HK$193/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,395
−HK$90/mo
Today · 4.125%
HK$3,485
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$184/mo
Deposit HK$351K · loan HK$652K · min. income ≈ HK$6,970/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$101/mo
Today · 4.125%
HK$3,401
baseline
▲ 0.50% · 4.625%
HK$3,608
+HK$207/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$6,802/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,656
−HK$97/mo
Today · 4.125%
HK$3,753
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$198/mo
Deposit HK$301K · loan HK$702K · min. income ≈ HK$7,506/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$108/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$222/mo
Deposit HK$251K · loan HK$752K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$104/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$212/mo
Deposit HK$251K · loan HK$752K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,658
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$115/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$237/mo
Deposit HK$201K · loan HK$802K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$111/mo
Today · 4.125%
HK$4,289
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$226/mo
Deposit HK$201K · loan HK$802K · min. income ≈ HK$8,578/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,887
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,382
+HK$252/mo
Deposit HK$150K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,440
−HK$117/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$241/mo
Deposit HK$150K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$100K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$124/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$255/mo
Deposit HK$100K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).