▼ 0.50% · 3.625%
HK$2,800
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$88/mo
Today · 4.125%
HK$2,975
baseline
▲ 0.50% · 4.625%
HK$3,156
+HK$181/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$5,950/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$85/mo
Today · 4.125%
HK$3,283
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$173/mo
Deposit HK$614K · loan HK$614K · min. income ≈ HK$6,566/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$98/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,472
+HK$199/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$93/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$190/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$106/mo
Today · 4.125%
HK$3,570
baseline
▲ 0.50% · 4.625%
HK$3,787
+HK$217/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,140/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$101/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$208/mo
Deposit HK$491K · loan HK$737K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,753
−HK$115/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,103
+HK$235/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$111/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$224/mo
Deposit HK$430K · loan HK$798K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$124/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$254/mo
Deposit HK$368K · loan HK$859K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$119/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,838
+HK$242/mo
Deposit HK$368K · loan HK$859K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,199
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$133/mo
Today · 4.125%
HK$4,463
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$271/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$8,926/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$127/mo
Today · 4.125%
HK$4,924
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$260/mo
Deposit HK$307K · loan HK$921K · min. income ≈ HK$9,848/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$141/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$246K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$135/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$246K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$151/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$307/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,437
−HK$144/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$294/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$159/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$326/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$153/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$311/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).