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Crescira AVM · estimated value ● Medium confidence
HK$3.57M
≈ HK$10,957 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,581/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,661
−HK$920/mo
▼ 0.25% · 3.875%
HK$15,118
−HK$463/mo
Today · 4.125%
HK$15,581
baseline
▲ 0.50% · 4.625%
HK$16,529
+HK$948/mo

Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,162/mo (50% DSR)

Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
A
Saleable Area
326 ft²
Gross Area
502 ft²
Efficiency
65%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2021-03-29 HK$4.90M +8.9%
3.2y
2017-12-27 HK$4.50M +47.5%
5.1y
2012-11-27 HK$3.05M +88.3%
2.8y
2010-01-28 HK$1.62M +11.3%
0.7y
2009-05-26 HK$1.46M −18.7%
12.0y
1997-06-19 HK$1.79M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 5 min walk · 388 m
Education
71
schools within 1 km (30 within 500 m)
Daily convenience
38
within 1 km (15 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building