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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,245/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,490/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 59 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 356 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 74%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-20 | HK$3.73M | −17.2% 4.5y · −4.0%/yr |
| 2021-08-09 | HK$4.50M | +157.1% 11.0y · 14.0%/yr |
| 2010-08-19 | HK$1.75M | +43.4% |
| 2007-10-26 | HK$1.22M | +50.6% |
| 2005-10-31 | HK$810K | — |