▼ 0.50% · 3.625%
HK$3,909
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,031
−HK$123/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$253/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,349
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$119/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,825
+HK$241/mo
Deposit HK$857K · loan HK$857K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$857K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,300
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$136/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,848
+HK$278/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$130/mo
Today · 4.125%
HK$5,042
baseline
▲ 0.50% · 4.625%
HK$5,308
+HK$266/mo
Deposit HK$771K · loan HK$943K · min. income ≈ HK$10,084/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$148/mo
Today · 4.125%
HK$4,985
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$303/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,970/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$141/mo
Today · 4.125%
HK$5,500
baseline
▲ 0.50% · 4.625%
HK$5,790
+HK$290/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,000/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,082
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,240
−HK$160/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$329/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,805
−HK$154/mo
Today · 4.125%
HK$5,959
baseline
▲ 0.50% · 4.625%
HK$6,273
+HK$314/mo
Deposit HK$600K · loan HK$1.11M · min. income ≈ HK$11,918/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,088
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$165/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,755
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,864
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$185/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,610
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$178/mo
Today · 4.125%
HK$6,876
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,752/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,449
−HK$198/mo
Today · 4.125%
HK$6,647
baseline
▲ 0.50% · 4.625%
HK$7,051
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,294/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,958
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,145
−HK$189/mo
Today · 4.125%
HK$7,334
baseline
▲ 0.50% · 4.625%
HK$7,721
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,668/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,852
−HK$210/mo
Today · 4.125%
HK$7,062
baseline
▲ 0.50% · 4.625%
HK$7,492
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,124/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,393
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,591
−HK$201/mo
Today · 4.125%
HK$7,792
baseline
▲ 0.50% · 4.625%
HK$8,203
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,584/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,036
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$223/mo
Today · 4.125%
HK$7,478
baseline
▲ 0.50% · 4.625%
HK$7,933
+HK$455/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,956/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,828
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,038
−HK$213/mo
Today · 4.125%
HK$8,251
baseline
▲ 0.50% · 4.625%
HK$8,686
+HK$435/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,502/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).