▼ 0.50% · 3.625%
HK$4,466
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$141/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$289/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,968
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,101
−HK$135/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$277/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,912
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$155/mo
Today · 4.125%
HK$5,220
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,440/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$149/mo
Today · 4.125%
HK$5,760
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$304/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,520/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$169/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$6,041
+HK$346/mo
Deposit HK$783K · loan HK$1.18M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$162/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,615
+HK$331/mo
Deposit HK$783K · loan HK$1.18M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,986
−HK$183/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$376/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,458
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$175/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,166
+HK$359/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$198/mo
Today · 4.125%
HK$6,644
baseline
▲ 0.50% · 4.625%
HK$7,048
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,288/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,955
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$189/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$212/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,552
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,452
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$203/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,269
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,145
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,367
−HK$226/mo
Today · 4.125%
HK$7,593
baseline
▲ 0.50% · 4.625%
HK$8,055
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,186/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,949
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,162
−HK$216/mo
Today · 4.125%
HK$8,378
baseline
▲ 0.50% · 4.625%
HK$8,820
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,756/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,592
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,828
−HK$240/mo
Today · 4.125%
HK$8,068
baseline
▲ 0.50% · 4.625%
HK$8,559
+HK$491/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,136/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,446
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,672
−HK$230/mo
Today · 4.125%
HK$8,902
baseline
▲ 0.50% · 4.625%
HK$9,371
+HK$469/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,804/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,038
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,288
−HK$254/mo
Today · 4.125%
HK$8,542
baseline
▲ 0.50% · 4.625%
HK$9,062
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,084/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,943
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,182
−HK$244/mo
Today · 4.125%
HK$9,426
baseline
▲ 0.50% · 4.625%
HK$9,923
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,852/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).