▼ 0.50% · 3.625%
HK$2,836
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$89/mo
Today · 4.125%
HK$3,014
baseline
▲ 0.50% · 4.625%
HK$3,198
+HK$184/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,028/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$86/mo
Today · 4.125%
HK$3,326
baseline
▲ 0.50% · 4.625%
HK$3,501
+HK$175/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,652/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,217
−HK$99/mo
Today · 4.125%
HK$3,316
baseline
▲ 0.50% · 4.625%
HK$3,518
+HK$202/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$6,632/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,471
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,564
−HK$95/mo
Today · 4.125%
HK$3,659
baseline
▲ 0.50% · 4.625%
HK$3,852
+HK$193/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$7,318/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$107/mo
Today · 4.125%
HK$3,617
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$220/mo
Deposit HK$498K · loan HK$746K · min. income ≈ HK$7,234/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$103/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$211/mo
Deposit HK$498K · loan HK$746K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,802
−HK$117/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,157
+HK$238/mo
Deposit HK$435K · loan HK$809K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$112/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$228/mo
Deposit HK$435K · loan HK$809K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$125/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,477
+HK$257/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$120/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$246/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$135/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$275/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,860
−HK$129/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,252
+HK$263/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,116
+HK$293/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$138/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,602
+HK$280/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$152/mo
Today · 4.125%
HK$5,124
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,248/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,364
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$146/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,952
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,264
−HK$162/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,756
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,680
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,832
−HK$155/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,302
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).