▼ 0.50% · 3.625%
HK$2,559
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$81/mo
Today · 4.125%
HK$2,719
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$165/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$5,438/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,923
−HK$77/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$158/mo
Deposit HK$561K · loan HK$561K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,814
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$89/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$182/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$85/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,474
+HK$174/mo
Deposit HK$505K · loan HK$617K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$97/mo
Today · 4.125%
HK$3,263
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$198/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$6,526/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,416
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$93/mo
Today · 4.125%
HK$3,600
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$190/mo
Deposit HK$449K · loan HK$673K · min. income ≈ HK$7,200/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,326
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$105/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$215/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,700
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$100/mo
Today · 4.125%
HK$3,900
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$206/mo
Deposit HK$393K · loan HK$729K · min. income ≈ HK$7,800/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$114/mo
Today · 4.125%
HK$3,807
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$231/mo
Deposit HK$337K · loan HK$785K · min. income ≈ HK$7,614/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,985
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,092
−HK$108/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,422
+HK$222/mo
Deposit HK$337K · loan HK$785K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,838
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$122/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,327
+HK$248/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,384
−HK$116/mo
Today · 4.125%
HK$4,500
baseline
▲ 0.50% · 4.625%
HK$4,737
+HK$237/mo
Deposit HK$281K · loan HK$842K · min. income ≈ HK$9,000/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$129/mo
Today · 4.125%
HK$4,350
baseline
▲ 0.50% · 4.625%
HK$4,615
+HK$265/mo
Deposit HK$224K · loan HK$898K · min. income ≈ HK$8,700/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,554
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$124/mo
Today · 4.125%
HK$4,800
baseline
▲ 0.50% · 4.625%
HK$5,053
+HK$253/mo
Deposit HK$224K · loan HK$898K · min. income ≈ HK$9,600/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$137/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$282/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,969
−HK$131/mo
Today · 4.125%
HK$5,100
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$269/mo
Deposit HK$168K · loan HK$954K · min. income ≈ HK$10,200/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,749
−HK$145/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$298/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,124
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,261
−HK$139/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$285/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).