▼ 0.50% · 3.625%
HK$22,229
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,920
−HK$703/mo
Today · 4.125%
HK$23,623
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,246/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,730
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,393
−HK$673/mo
Today · 4.125%
HK$26,066
baseline
▲ 0.50% · 4.625%
HK$27,440
+HK$1,374/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,132/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,452
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,213
−HK$772/mo
Today · 4.125%
HK$25,985
baseline
▲ 0.50% · 4.625%
HK$27,566
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,970/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,203
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,932
−HK$740/mo
Today · 4.125%
HK$28,672
baseline
▲ 0.50% · 4.625%
HK$30,184
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,344/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,675
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,505
−HK$843/mo
Today · 4.125%
HK$28,348
baseline
▲ 0.50% · 4.625%
HK$30,072
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,696/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,675
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$30,471
−HK$808/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,898
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,797
−HK$913/mo
Today · 4.125%
HK$30,710
baseline
▲ 0.50% · 4.625%
HK$32,578
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,420/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,148
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,011
−HK$874/mo
Today · 4.125%
HK$33,885
baseline
▲ 0.50% · 4.625%
HK$35,671
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,770/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,121
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$983/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$35,085
+HK$2,013/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,621
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$35,550
−HK$942/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,415
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,344
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,381
−HK$1,053/mo
Today · 4.125%
HK$35,434
baseline
▲ 0.50% · 4.625%
HK$37,591
+HK$2,157/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,868/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,094
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,089
−HK$1,009/mo
Today · 4.125%
HK$39,098
baseline
▲ 0.50% · 4.625%
HK$41,159
+HK$2,061/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,196/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,566
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$36,673
−HK$1,124/mo
Today · 4.125%
HK$37,797
baseline
▲ 0.50% · 4.625%
HK$40,097
+HK$2,300/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,594/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,567
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,628
−HK$1,077/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$43,903
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,789
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,965
−HK$1,194/mo
Today · 4.125%
HK$40,159
baseline
▲ 0.50% · 4.625%
HK$42,603
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,318/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,040
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,168
−HK$1,144/mo
Today · 4.125%
HK$44,312
baseline
▲ 0.50% · 4.625%
HK$46,647
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,624/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,509/mo
▼ 0.25% · 3.875%
HK$41,257
−HK$1,264/mo
Today · 4.125%
HK$42,521
baseline
▲ 0.50% · 4.625%
HK$45,109
+HK$2,588/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,042/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,513
−HK$2,405/mo
▼ 0.25% · 3.875%
HK$45,707
−HK$1,211/mo
Today · 4.125%
HK$46,918
baseline
▲ 0.50% · 4.625%
HK$49,391
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,836/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,847 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).