At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,325/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,650/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- FRONT
- Saleable Area
- 552 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-02 | HK$6.74M | +16.8% 5.2y · 3.0%/yr |
| 2017-06-23 | HK$5.78M | +30.6% 0.4y |
| 2017-02-03 | HK$4.42M | +883.1% 20.9y · 42.0%/yr |
| 1996-02-13 | HK$450K | — |