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At today's rate and a 90% mortgage, the deposit on this unit is about HK$327K, with repayments around HK$14,252/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$327K · loan HK$2.94M · min. income ≈ HK$28,504/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 55 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 351 ft²
- Efficiency
- 77%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-11 | HK$3.71M | +4.1% 2.8y · 1.0%/yr |
| 2020-01-24 | HK$3.56M | +63.3% 3.1y · 20.0%/yr |
| 2016-12-15 | HK$2.18M | +156.5% 8.9y · 18.0%/yr |
| 2008-01-30 | HK$850K | +10.4% |
| 2007-09-19 | HK$770K | — |