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At today's rate and a 90% mortgage, the deposit on this unit is about HK$363K, with repayments around HK$15,826/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$363K · loan HK$3.27M · min. income ≈ HK$31,652/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- B
- Saleable Area
- 308 Saleable ft²
- Gross Area
- 443 ft²
- Efficiency
- 70%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-09 | HK$3.14M | −12.3% 8.5y · −1.0%/yr |
| 2016-01-28 | HK$3.58M | +55.7% 3.8y · 15.0%/yr |
| 2012-04-25 | HK$2.30M | +121.2% |
| 2007-05-15 | HK$1.04M | +10.6% |
| 2006-11-24 | HK$940K | −56.3% |
| 1997-11-04 | HK$2.15M | — |