▼ 0.50% · 3.625%
HK$3,563
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,673
−HK$113/mo
Today · 4.125%
HK$3,786
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$230/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$7,572/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,963
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,070
−HK$108/mo
Today · 4.125%
HK$4,178
baseline
▲ 0.50% · 4.625%
HK$4,398
+HK$220/mo
Deposit HK$781K · loan HK$781K · min. income ≈ HK$8,356/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,919
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$124/mo
Today · 4.125%
HK$4,165
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$253/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$8,330/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,360
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$118/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,837
+HK$242/mo
Deposit HK$703K · loan HK$859K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,408
−HK$135/mo
Today · 4.125%
HK$4,543
baseline
▲ 0.50% · 4.625%
HK$4,820
+HK$277/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$9,086/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,756
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$129/mo
Today · 4.125%
HK$5,013
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$264/mo
Deposit HK$625K · loan HK$937K · min. income ≈ HK$10,026/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,775
−HK$147/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$299/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,291
−HK$140/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$286/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,143
−HK$157/mo
Today · 4.125%
HK$5,300
baseline
▲ 0.50% · 4.625%
HK$5,623
+HK$323/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,600/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,549
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$151/mo
Today · 4.125%
HK$5,849
baseline
▲ 0.50% · 4.625%
HK$6,157
+HK$308/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,698/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$169/mo
Today · 4.125%
HK$5,679
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,358/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,105
−HK$161/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,597
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,877
−HK$181/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,426
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,341
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,511
−HK$173/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,036
+HK$352/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$191/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$392/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,738
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$184/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,476
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$203/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$415/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,325
−HK$195/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$396/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).