▼ 0.50% · 3.625%
HK$2,744
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,830
−HK$86/mo
Today · 4.125%
HK$2,916
baseline
▲ 0.50% · 4.625%
HK$3,094
+HK$178/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$5,832/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,053
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,135
−HK$83/mo
Today · 4.125%
HK$3,218
baseline
▲ 0.50% · 4.625%
HK$3,387
+HK$169/mo
Deposit HK$602K · loan HK$602K · min. income ≈ HK$6,436/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$95/mo
Today · 4.125%
HK$3,208
baseline
▲ 0.50% · 4.625%
HK$3,403
+HK$195/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$6,416/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$92/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$186/mo
Deposit HK$542K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$481K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$99/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$204/mo
Deposit HK$481K · loan HK$722K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,022
+HK$231/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,969
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$221/mo
Deposit HK$421K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,961
−HK$122/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,331
+HK$248/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,274
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$116/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$237/mo
Deposit HK$361K · loan HK$842K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,116
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,244
−HK$130/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$267/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,702
−HK$125/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$254/mo
Deposit HK$301K · loan HK$903K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$139/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$284/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$271/mo
Deposit HK$241K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,665
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,810
−HK$148/mo
Today · 4.125%
HK$4,958
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$301/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,916/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,190
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,329
−HK$141/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,759
+HK$289/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,940
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$156/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$320/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$149/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).