▼ 0.50% · 3.625%
HK$2,754
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,839
−HK$87/mo
Today · 4.125%
HK$2,926
baseline
▲ 0.50% · 4.625%
HK$3,104
+HK$178/mo
Deposit HK$604K · loan HK$604K · min. income ≈ HK$5,852/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,063
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,146
−HK$83/mo
Today · 4.125%
HK$3,229
baseline
▲ 0.50% · 4.625%
HK$3,399
+HK$170/mo
Deposit HK$604K · loan HK$604K · min. income ≈ HK$6,458/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,029
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,123
−HK$96/mo
Today · 4.125%
HK$3,219
baseline
▲ 0.50% · 4.625%
HK$3,415
+HK$196/mo
Deposit HK$543K · loan HK$664K · min. income ≈ HK$6,438/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$92/mo
Today · 4.125%
HK$3,552
baseline
▲ 0.50% · 4.625%
HK$3,739
+HK$187/mo
Deposit HK$543K · loan HK$664K · min. income ≈ HK$7,104/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,304
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$105/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$213/mo
Deposit HK$483K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$100/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$204/mo
Deposit HK$483K · loan HK$725K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$113/mo
Today · 4.125%
HK$3,804
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$232/mo
Deposit HK$423K · loan HK$785K · min. income ≈ HK$7,608/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,089
−HK$109/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$221/mo
Deposit HK$423K · loan HK$785K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$122/mo
Today · 4.125%
HK$4,097
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$249/mo
Deposit HK$362K · loan HK$845K · min. income ≈ HK$8,194/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$116/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$239/mo
Deposit HK$362K · loan HK$845K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$130/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$268/mo
Deposit HK$302K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$125/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,099
+HK$256/mo
Deposit HK$302K · loan HK$906K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$242K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$133/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$273/mo
Deposit HK$242K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$148/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,277
+HK$302/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,347
−HK$142/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,778
+HK$289/mo
Deposit HK$181K · loan HK$1.03M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,957
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$156/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$321/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$150/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$306/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).