▼ 0.50% · 3.625%
HK$2,735
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,820
−HK$87/mo
Today · 4.125%
HK$2,907
baseline
▲ 0.50% · 4.625%
HK$3,083
+HK$176/mo
Deposit HK$600K · loan HK$600K · min. income ≈ HK$5,814/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,124
−HK$83/mo
Today · 4.125%
HK$3,207
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$169/mo
Deposit HK$600K · loan HK$600K · min. income ≈ HK$6,414/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$95/mo
Today · 4.125%
HK$3,197
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$195/mo
Deposit HK$540K · loan HK$660K · min. income ≈ HK$6,394/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,347
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$91/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$186/mo
Deposit HK$540K · loan HK$660K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,282
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,384
−HK$104/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,700
+HK$212/mo
Deposit HK$480K · loan HK$720K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,651
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,749
−HK$99/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,051
+HK$203/mo
Deposit HK$480K · loan HK$720K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$112/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$420K · loan HK$780K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$107/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$220/mo
Deposit HK$420K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,829
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,948
−HK$121/mo
Today · 4.125%
HK$4,069
baseline
▲ 0.50% · 4.625%
HK$4,317
+HK$248/mo
Deposit HK$360K · loan HK$840K · min. income ≈ HK$8,138/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$116/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,727
+HK$237/mo
Deposit HK$360K · loan HK$840K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,230
−HK$130/mo
Today · 4.125%
HK$4,360
baseline
▲ 0.50% · 4.625%
HK$4,625
+HK$265/mo
Deposit HK$300K · loan HK$900K · min. income ≈ HK$8,720/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$125/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,064
+HK$253/mo
Deposit HK$300K · loan HK$900K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,376
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,512
−HK$138/mo
Today · 4.125%
HK$4,650
baseline
▲ 0.50% · 4.625%
HK$4,933
+HK$283/mo
Deposit HK$240K · loan HK$960K · min. income ≈ HK$9,300/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,868
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$132/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,402
+HK$271/mo
Deposit HK$240K · loan HK$960K · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,650
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,794
−HK$147/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$301/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$141/mo
Today · 4.125%
HK$5,452
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$287/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,904/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$156/mo
Today · 4.125%
HK$5,232
baseline
▲ 0.50% · 4.625%
HK$5,550
+HK$318/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,464/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,477
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,624
−HK$149/mo
Today · 4.125%
HK$5,773
baseline
▲ 0.50% · 4.625%
HK$6,077
+HK$304/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,546/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).