▼ 0.50% · 3.625%
HK$3,355
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$101/mo
Today · 4.125%
HK$3,934
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$208/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,868/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$116/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$239/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$112/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$128/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,539
+HK$260/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,479
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,599
−HK$122/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$4,970
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$269/mo
Deposit HK$515K · loan HK$956K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$149/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$304/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$142/mo
Today · 4.125%
HK$5,508
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,016/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,599
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$152/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,368
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$170/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,052
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,972
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$163/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,627
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$180/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$172/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,039
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$191/mo
Today · 4.125%
HK$6,418
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$391/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,836/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,719
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,899
−HK$183/mo
Today · 4.125%
HK$7,082
baseline
▲ 0.50% · 4.625%
HK$7,455
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,164/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).