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Crescira AVM · estimated value Medium confidence
HK$4.28M
≈ HK$11,392 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,683/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,580
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,127
−HK$556/mo
Today · 4.125%
HK$18,683
baseline
▲ 0.50% · 4.625%
HK$19,820
+HK$1,137/mo

Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,366/mo (50% DSR)

Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,747 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway To Kwa Wan Station
≈ 6 min walk · 474 m
Education
47
schools within 1 km (11 within 500 m)
Daily convenience
30
within 1 km (15 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway To Kwa Wan Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
4
Saleable Area
376 Saleable ft²
Gross Area
477 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2014-03-26 HK$3.22M +46.4%
2011-03-04 HK$2.20M +11.1%
2010-11-22 HK$1.98M +24.5%
2009-09-29 HK$1.59M +0.0%
2008-02-28 HK$1.59M +45.9%
2006-04-07 HK$1.09M +81.7%
1999-08-09 HK$600K
Data sourced from Renavon.com