▼ 0.50% · 3.625%
HK$3,680
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$116/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$238/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$112/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$227/mo
Deposit HK$807K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$128/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$262/mo
Deposit HK$726K · loan HK$888K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,504
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$122/mo
Today · 4.125%
HK$4,747
baseline
▲ 0.50% · 4.625%
HK$4,997
+HK$250/mo
Deposit HK$726K · loan HK$888K · min. income ≈ HK$9,494/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$139/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$286/mo
Deposit HK$646K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$134/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$646K · loan HK$968K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,784
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,933
−HK$151/mo
Today · 4.125%
HK$5,084
baseline
▲ 0.50% · 4.625%
HK$5,394
+HK$310/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$10,168/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$145/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$296/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$163/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$333/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$156/mo
Today · 4.125%
HK$6,042
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$318/mo
Deposit HK$484K · loan HK$1.13M · min. income ≈ HK$12,084/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,521
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,692
−HK$175/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,224
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,142
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$167/mo
Today · 4.125%
HK$6,473
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,946/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$186/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$178/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,269
+HK$364/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$198/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$7,053
+HK$404/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,960
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$189/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$209/mo
Today · 4.125%
HK$7,040
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$428/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,080/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,370
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,567
−HK$201/mo
Today · 4.125%
HK$7,768
baseline
▲ 0.50% · 4.625%
HK$8,177
+HK$409/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,536/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).