At today's rate and a 90% mortgage, the deposit on this unit is about HK$359K, with repayments around HK$15,637/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$359K · loan HK$3.23M · min. income ≈ HK$31,274/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 43號
- Saleable Area
- 522 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-08 | HK$3.90M | −2.5% 4.9y |
| 2021-08-16 | HK$4.00M | −4.3% 3.5y · −1.0%/yr |
| 2018-02-20 | HK$4.18M | +375.0% 22.0y · 17.0%/yr |
| 1996-03-13 | HK$880K | — |