▼ 0.50% · 3.625%
HK$3,078
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$97/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$200/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$93/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$190/mo
Deposit HK$675K · loan HK$675K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,492
−HK$107/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,818
+HK$219/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$103/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$209/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$117/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$239/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,220
−HK$112/mo
Today · 4.125%
HK$4,332
baseline
▲ 0.50% · 4.625%
HK$4,560
+HK$228/mo
Deposit HK$540K · loan HK$810K · min. income ≈ HK$8,664/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$127/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,512
+HK$259/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$121/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$247/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,310
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$136/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,859
+HK$279/mo
Deposit HK$405K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,795
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$131/mo
Today · 4.125%
HK$5,054
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$266/mo
Deposit HK$405K · loan HK$945K · min. income ≈ HK$10,108/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$146/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$299/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$140/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$285/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$155/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$319/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$150/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$304/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,396
−HK$165/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,900
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,978
−HK$159/mo
Today · 4.125%
HK$6,137
baseline
▲ 0.50% · 4.625%
HK$6,460
+HK$323/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,274/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,541
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$175/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,247
+HK$358/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,164
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,330
−HK$168/mo
Today · 4.125%
HK$6,498
baseline
▲ 0.50% · 4.625%
HK$6,840
+HK$342/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$12,996/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).