At today's rate and a 90% mortgage, the deposit on this unit is about HK$325K, with repayments around HK$14,188/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$325K · loan HK$2.93M · min. income ≈ HK$28,376/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- NO. 86
- Saleable Area
- 487 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-07 | HK$4.83M | +101.1% 3.8y · 27.0%/yr |
| 2016-09-19 | HK$2.40M | +238.0% 11.0y · 22.0%/yr |
| 2005-09-28 | HK$710K | +47.9% |
| 2002-06-20 | HK$480K | −20.0% |
| 2001-07-27 | HK$600K | +15.4% |
| 1997-03-04 | HK$520K | — |