5/F 6

in WHAMPOA ESTATE YUEN KWAI BUILDING (BLOCK B)

Switch unit

Floor

2/F 2 356 ft² 2/F 5 442 ft² 2/F 6 341 ft² 2/F 8 442 ft² 3/F 3 356 ft² 3/F 4 442 ft² 3/F 5 442 ft² 3/F 6 341 ft² 3/F 7 341 ft² 3/F 8 442 ft² 4/F 2 356 ft² 4/F 3 356 ft² 4/F 6 341 ft² 4/F 7 341 ft² 4/F 8 425 ft² 5/F 1 425 ft² 5/F 4 442 ft² 5/F 6 341 ft² 6/F 1 442 ft² 6/F 2 356 ft² 6/F 3 356 ft² 6/F 4 425 ft² 6/F 7 341 ft² 6/F 8 442 ft² 7/F 1 425 ft² 7/F 2 356 ft² 7/F 3 356 ft² 7/F 6 356 ft² 7/F 7 341 ft² 7/F 8 442 ft² 8/F 4 442 ft² 8/F 6 356 ft² 8/F 7 341 ft² 8/F 8 442 ft² 9/F 3 356 ft² 9/F 6 356 ft² 9/F 8 442 ft² 10/F 1 442 ft² 10/F 2 356 ft² 10/F 4 442 ft² 10/F 5 442 ft² 10/F 7 341 ft² 10/F 8 442 ft² 11/F 2 356 ft² 11/F 3 356 ft² 11/F 5 442 ft² 11/F 6 341 ft² 11/F 7 341 ft² 11/F 8 442 ft² 12/F 1 442 ft² 12/F 2 356 ft² 12/F 3 356 ft² 12/F 7 341 ft² 12/F 8 442 ft² 13/F 1 442 ft² 13/F 2 356 ft² 13/F 4 442 ft² 14/F 1 389 ft² 14/F 2 357 ft² 14/F 4 389 ft² 14/F 6 342 ft² 14/F 7 342 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.53M

≈ HK$10,340 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,379/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$14,471

−HK$908/mo

▼ 0.25% · 3.875%

HK$14,922

−HK$457/mo

Today · 4.125%

HK$15,379

baseline

▲ 0.50% · 4.625%

HK$16,315

+HK$936/mo

Deposit HK$353K · loan HK$3.17M · min. income ≈ HK$30,758/mo (50% DSR)

Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Whampoa Station

≈ 4 min walk · 310 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (31 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 50 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 5/F
Flat: 6
Saleable Area: 341 Saleable ft²
Gross Area: 520 ft²
Efficiency: 66%
District: Kowloon City District · Kowloon
School net (POA): 35

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-01-28	HK$5.37M	+20.4% 4.3y · 5.0%/yr	HK$15,742	HK$10,323
2016-10-14	HK$4.46M	+201.2% 11.2y · 18.0%/yr	HK$13,073	HK$8,573
2005-08-18	HK$1.48M	+59.1%	HK$4,340	HK$2,846
2003-01-22	HK$930K	+16.2%	HK$2,727	HK$1,788
2002-12-28	HK$800K	+2.6%	HK$2,346	HK$1,538
2002-08-22	HK$780K	—	HK$2,287	HK$1,500

Other appraised units in this building

Data sourced from Renavon.com