At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,894/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.66M · min. income ≈ HK$25,788/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 27 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- NO. 12
- Saleable Area
- 480 Saleable ft²
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-03 | HK$2.82M | −28.8% 5.2y · −6.0%/yr |
| 2020-12-22 | HK$3.96M | +45.1% 4.4y · 10.0%/yr |
| 2016-08-09 | HK$2.73M | +8.3% 4.7y · 2.0%/yr |
| 2011-11-08 | HK$2.52M | +26.0% |
| 2010-07-27 | HK$2.00M | +53.8% |
| 2007-05-22 | HK$1.30M | +14.0% |
| 2007-01-24 | HK$1.14M | +9.6% |
| 2006-11-27 | HK$1.04M | +15.6% |
| 2006-09-26 | HK$900K | +125.0% |
| 2003-01-04 | HK$400K | — |