▼ 0.50% · 3.625%
HK$5,980
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$189/mo
Today · 4.125%
HK$6,355
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$387/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$12,710/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,653
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$181/mo
Today · 4.125%
HK$7,012
baseline
▲ 0.50% · 4.625%
HK$7,382
+HK$370/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$14,024/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,578
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,783
−HK$208/mo
Today · 4.125%
HK$6,991
baseline
▲ 0.50% · 4.625%
HK$7,416
+HK$425/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$13,982/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,318
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,515
−HK$199/mo
Today · 4.125%
HK$7,714
baseline
▲ 0.50% · 4.625%
HK$8,120
+HK$406/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$15,428/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,176
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,400
−HK$226/mo
Today · 4.125%
HK$7,626
baseline
▲ 0.50% · 4.625%
HK$8,090
+HK$464/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$15,252/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,984
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,198
−HK$217/mo
Today · 4.125%
HK$8,415
baseline
▲ 0.50% · 4.625%
HK$8,859
+HK$444/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$16,830/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,016
−HK$246/mo
Today · 4.125%
HK$8,262
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$503/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$16,524/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,649
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,881
−HK$235/mo
Today · 4.125%
HK$9,116
baseline
▲ 0.50% · 4.625%
HK$9,597
+HK$481/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$18,232/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,372
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,633
−HK$264/mo
Today · 4.125%
HK$8,897
baseline
▲ 0.50% · 4.625%
HK$9,439
+HK$542/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$17,794/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,314
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,564
−HK$253/mo
Today · 4.125%
HK$9,817
baseline
▲ 0.50% · 4.625%
HK$10,335
+HK$518/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$19,634/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,970
−HK$563/mo
▼ 0.25% · 3.875%
HK$9,250
−HK$283/mo
Today · 4.125%
HK$9,533
baseline
▲ 0.50% · 4.625%
HK$10,113
+HK$580/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$19,066/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,980
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,247
−HK$272/mo
Today · 4.125%
HK$10,519
baseline
▲ 0.50% · 4.625%
HK$11,073
+HK$554/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$21,038/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,569
−HK$600/mo
▼ 0.25% · 3.875%
HK$9,866
−HK$303/mo
Today · 4.125%
HK$10,169
baseline
▲ 0.50% · 4.625%
HK$10,787
+HK$618/mo
Deposit HK$525K · loan HK$2.10M · min. income ≈ HK$20,338/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,645
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,930
−HK$290/mo
Today · 4.125%
HK$11,220
baseline
▲ 0.50% · 4.625%
HK$11,811
+HK$591/mo
Deposit HK$525K · loan HK$2.10M · min. income ≈ HK$22,440/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,167
−HK$637/mo
▼ 0.25% · 3.875%
HK$10,483
−HK$321/mo
Today · 4.125%
HK$10,804
baseline
▲ 0.50% · 4.625%
HK$11,461
+HK$657/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$21,608/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,310
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,614
−HK$307/mo
Today · 4.125%
HK$11,921
baseline
▲ 0.50% · 4.625%
HK$12,550
+HK$629/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$23,842/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,765
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,099
−HK$341/mo
Today · 4.125%
HK$11,440
baseline
▲ 0.50% · 4.625%
HK$12,136
+HK$696/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,880/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,975
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,297
−HK$325/mo
Today · 4.125%
HK$12,622
baseline
▲ 0.50% · 4.625%
HK$13,288
+HK$666/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$25,244/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).