▼ 0.50% · 3.625%
HK$20,651
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,294
−HK$652/mo
Today · 4.125%
HK$21,946
baseline
▲ 0.50% · 4.625%
HK$23,282
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,892/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,974
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,590
−HK$625/mo
Today · 4.125%
HK$24,215
baseline
▲ 0.50% · 4.625%
HK$25,492
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,430/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,716
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,423
−HK$718/mo
Today · 4.125%
HK$24,141
baseline
▲ 0.50% · 4.625%
HK$25,610
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,282/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,272
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,949
−HK$688/mo
Today · 4.125%
HK$26,637
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,274/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,781
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,552
−HK$783/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,308
−HK$751/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,590
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,847
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,682
−HK$848/mo
Today · 4.125%
HK$28,530
baseline
▲ 0.50% · 4.625%
HK$30,266
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,060/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,867
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,668
−HK$812/mo
Today · 4.125%
HK$31,480
baseline
▲ 0.50% · 4.625%
HK$33,139
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,960/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,912
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,811
−HK$914/mo
Today · 4.125%
HK$30,725
baseline
▲ 0.50% · 4.625%
HK$32,594
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,450/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,164
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,027
−HK$875/mo
Today · 4.125%
HK$33,902
baseline
▲ 0.50% · 4.625%
HK$35,689
+HK$1,787/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,804/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,977
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,940
−HK$979/mo
Today · 4.125%
HK$32,919
baseline
▲ 0.50% · 4.625%
HK$34,922
+HK$2,003/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,838/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,461
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,386
−HK$937/mo
Today · 4.125%
HK$36,323
baseline
▲ 0.50% · 4.625%
HK$38,238
+HK$1,915/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,646/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,042
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$1,044/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$37,251
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,759
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,745
−HK$1,000/mo
Today · 4.125%
HK$38,745
baseline
▲ 0.50% · 4.625%
HK$40,787
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,490/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,107
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,199
−HK$1,110/mo
Today · 4.125%
HK$37,309
baseline
▲ 0.50% · 4.625%
HK$39,579
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,618/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,056
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,104
−HK$1,062/mo
Today · 4.125%
HK$41,166
baseline
▲ 0.50% · 4.625%
HK$43,336
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,332/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,172
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,328
−HK$1,175/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,907
+HK$2,404/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,354
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,463
−HK$1,125/mo
Today · 4.125%
HK$43,588
baseline
▲ 0.50% · 4.625%
HK$45,885
+HK$2,297/mo
Deposit HK$906K · loan HK$8.15M · min. income ≈ HK$87,176/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).