▼ 0.50% · 3.625%
HK$21,532
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,202
−HK$680/mo
Today · 4.125%
HK$22,882
baseline
▲ 0.50% · 4.625%
HK$24,275
+HK$1,393/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,764/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,954
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,596
−HK$652/mo
Today · 4.125%
HK$25,248
baseline
▲ 0.50% · 4.625%
HK$26,579
+HK$1,331/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,496/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$748/mo
Today · 4.125%
HK$25,170
baseline
▲ 0.50% · 4.625%
HK$26,702
+HK$1,532/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,340/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,349
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$27,056
−HK$717/mo
Today · 4.125%
HK$27,773
baseline
▲ 0.50% · 4.625%
HK$29,237
+HK$1,464/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,546/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,642
−HK$817/mo
Today · 4.125%
HK$27,459
baseline
▲ 0.50% · 4.625%
HK$29,129
+HK$1,670/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$54,918/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,745
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,516
−HK$782/mo
Today · 4.125%
HK$30,298
baseline
▲ 0.50% · 4.625%
HK$31,895
+HK$1,597/mo
Deposit HK$3.78M · loan HK$5.67M · min. income ≈ HK$60,596/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,992
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,862
−HK$885/mo
Today · 4.125%
HK$29,747
baseline
▲ 0.50% · 4.625%
HK$31,557
+HK$1,810/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$59,494/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,140
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,975
−HK$848/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,553
+HK$1,730/mo
Deposit HK$3.30M · loan HK$6.14M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,082
−HK$953/mo
Today · 4.125%
HK$32,035
baseline
▲ 0.50% · 4.625%
HK$33,984
+HK$1,949/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$64,070/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,536
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$913/mo
Today · 4.125%
HK$35,348
baseline
▲ 0.50% · 4.625%
HK$37,211
+HK$1,863/mo
Deposit HK$2.83M · loan HK$6.61M · min. income ≈ HK$70,696/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,303
−HK$1,020/mo
Today · 4.125%
HK$34,323
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$2,089/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,646/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$977/mo
Today · 4.125%
HK$37,872
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$1,997/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,744/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,523
−HK$1,088/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$2,228/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,043/mo
Today · 4.125%
HK$40,397
baseline
▲ 0.50% · 4.625%
HK$42,527
+HK$2,130/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,794/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,604
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,743
−HK$1,157/mo
Today · 4.125%
HK$38,900
baseline
▲ 0.50% · 4.625%
HK$41,267
+HK$2,367/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$77,800/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,722
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$41,814
−HK$1,108/mo
Today · 4.125%
HK$42,922
baseline
▲ 0.50% · 4.625%
HK$45,184
+HK$2,262/mo
Deposit HK$1.42M · loan HK$8.03M · min. income ≈ HK$85,844/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,757
−HK$2,431/mo
▼ 0.25% · 3.875%
HK$39,963
−HK$1,225/mo
Today · 4.125%
HK$41,188
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,506/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$82,376/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,117
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$44,274
−HK$1,173/mo
Today · 4.125%
HK$45,447
baseline
▲ 0.50% · 4.625%
HK$47,842
+HK$2,395/mo
Deposit HK$944K · loan HK$8.50M · min. income ≈ HK$90,894/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$314,277 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).