▼ 0.50% · 3.625%
HK$22,448
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,146
−HK$710/mo
Today · 4.125%
HK$23,856
baseline
▲ 0.50% · 4.625%
HK$25,307
+HK$1,451/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,712/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,973
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$680/mo
Today · 4.125%
HK$26,323
baseline
▲ 0.50% · 4.625%
HK$27,710
+HK$1,387/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,646/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,693
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,461
−HK$780/mo
Today · 4.125%
HK$26,241
baseline
▲ 0.50% · 4.625%
HK$27,838
+HK$1,597/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$52,482/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,471
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,207
−HK$748/mo
Today · 4.125%
HK$28,955
baseline
▲ 0.50% · 4.625%
HK$30,481
+HK$1,526/mo
Deposit HK$4.43M · loan HK$5.41M · min. income ≈ HK$57,910/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,938
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$27,776
−HK$851/mo
Today · 4.125%
HK$28,627
baseline
▲ 0.50% · 4.625%
HK$30,369
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,254/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,968
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,772
−HK$815/mo
Today · 4.125%
HK$31,587
baseline
▲ 0.50% · 4.625%
HK$33,252
+HK$1,665/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,174/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$923/mo
Today · 4.125%
HK$31,013
baseline
▲ 0.50% · 4.625%
HK$32,900
+HK$1,887/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,026/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,465
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,336
−HK$883/mo
Today · 4.125%
HK$34,219
baseline
▲ 0.50% · 4.625%
HK$36,023
+HK$1,804/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,438/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,427
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,405
−HK$993/mo
Today · 4.125%
HK$33,398
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$2,032/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,796/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,963
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,900
−HK$952/mo
Today · 4.125%
HK$36,852
baseline
▲ 0.50% · 4.625%
HK$38,794
+HK$1,942/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,704/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,672
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,720
−HK$1,064/mo
Today · 4.125%
HK$35,784
baseline
▲ 0.50% · 4.625%
HK$37,961
+HK$2,177/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$71,568/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,460
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,465
−HK$1,019/mo
Today · 4.125%
HK$39,484
baseline
▲ 0.50% · 4.625%
HK$41,565
+HK$2,081/mo
Deposit HK$2.46M · loan HK$7.38M · min. income ≈ HK$78,968/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$1,135/mo
Today · 4.125%
HK$38,169
baseline
▲ 0.50% · 4.625%
HK$40,492
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,338/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,957
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,029
−HK$1,087/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,336
+HK$2,220/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,162
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$39,349
−HK$1,206/mo
Today · 4.125%
HK$40,555
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,110/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,455
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$43,593
−HK$1,155/mo
Today · 4.125%
HK$44,748
baseline
▲ 0.50% · 4.625%
HK$47,107
+HK$2,359/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,496/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,407
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,664
−HK$1,277/mo
Today · 4.125%
HK$42,941
baseline
▲ 0.50% · 4.625%
HK$45,553
+HK$2,612/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$85,882/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,952
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,158
−HK$1,223/mo
Today · 4.125%
HK$47,381
baseline
▲ 0.50% · 4.625%
HK$49,878
+HK$2,497/mo
Deposit HK$984K · loan HK$8.86M · min. income ≈ HK$94,762/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,459 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).