▼ 0.50% · 3.625%
HK$21,672
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,347
−HK$685/mo
Today · 4.125%
HK$23,032
baseline
▲ 0.50% · 4.625%
HK$24,433
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,064/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,757
−HK$656/mo
Today · 4.125%
HK$25,413
baseline
▲ 0.50% · 4.625%
HK$26,753
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,826/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,581
−HK$754/mo
Today · 4.125%
HK$25,335
baseline
▲ 0.50% · 4.625%
HK$26,876
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,670/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,521
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,233
−HK$721/mo
Today · 4.125%
HK$27,954
baseline
▲ 0.50% · 4.625%
HK$29,428
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,908/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,007
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$822/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,320
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,933
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,708
−HK$788/mo
Today · 4.125%
HK$30,496
baseline
▲ 0.50% · 4.625%
HK$32,103
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,992/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,051
−HK$890/mo
Today · 4.125%
HK$29,941
baseline
▲ 0.50% · 4.625%
HK$31,763
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,882/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,344
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,184
−HK$853/mo
Today · 4.125%
HK$33,037
baseline
▲ 0.50% · 4.625%
HK$34,778
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,074/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,341
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,285
−HK$959/mo
Today · 4.125%
HK$32,244
baseline
▲ 0.50% · 4.625%
HK$34,206
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,488/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$918/mo
Today · 4.125%
HK$35,578
baseline
▲ 0.50% · 4.625%
HK$37,454
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,156/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,509
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,520
−HK$1,027/mo
Today · 4.125%
HK$34,547
baseline
▲ 0.50% · 4.625%
HK$36,649
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,094/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,166
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,136
−HK$984/mo
Today · 4.125%
HK$38,120
baseline
▲ 0.50% · 4.625%
HK$40,129
+HK$2,009/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,240/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,676
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,755
−HK$1,095/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$39,093
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,577
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,611
−HK$1,050/mo
Today · 4.125%
HK$40,661
baseline
▲ 0.50% · 4.625%
HK$42,804
+HK$2,143/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,322/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,843
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,989
−HK$1,165/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,536
+HK$2,382/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,988
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,087
−HK$1,115/mo
Today · 4.125%
HK$43,202
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,404/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,010
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,224
−HK$1,233/mo
Today · 4.125%
HK$41,457
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,522/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,914/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,399
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,563
−HK$1,180/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,155
+HK$2,412/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).