▼ 0.50% · 3.625%
HK$3,284
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,386
−HK$104/mo
Today · 4.125%
HK$3,490
baseline
▲ 0.50% · 4.625%
HK$3,702
+HK$212/mo
Deposit HK$720K · loan HK$720K · min. income ≈ HK$6,980/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$100/mo
Today · 4.125%
HK$3,851
baseline
▲ 0.50% · 4.625%
HK$4,054
+HK$203/mo
Deposit HK$720K · loan HK$720K · min. income ≈ HK$7,702/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$114/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$234/mo
Deposit HK$648K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$109/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$223/mo
Deposit HK$648K · loan HK$792K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$125/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$255/mo
Deposit HK$576K · loan HK$864K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$119/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$244/mo
Deposit HK$576K · loan HK$864K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,269
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$135/mo
Today · 4.125%
HK$4,537
baseline
▲ 0.50% · 4.625%
HK$4,813
+HK$276/mo
Deposit HK$504K · loan HK$936K · min. income ≈ HK$9,074/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$129/mo
Today · 4.125%
HK$5,006
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$264/mo
Deposit HK$504K · loan HK$936K · min. income ≈ HK$10,012/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$145/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$297/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,252
−HK$139/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$284/mo
Deposit HK$432K · loan HK$1.01M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,079
−HK$156/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,554
+HK$319/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,480
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$149/mo
Today · 4.125%
HK$5,776
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$305/mo
Deposit HK$360K · loan HK$1.08M · min. income ≈ HK$11,552/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$166/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$340/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$315/mo
▼ 0.25% · 3.875%
HK$6,002
−HK$159/mo
Today · 4.125%
HK$6,161
baseline
▲ 0.50% · 4.625%
HK$6,486
+HK$325/mo
Deposit HK$288K · loan HK$1.15M · min. income ≈ HK$12,322/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$176/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$169/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$345/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,911
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$187/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,664
+HK$382/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,576
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,753
−HK$179/mo
Today · 4.125%
HK$6,932
baseline
▲ 0.50% · 4.625%
HK$7,297
+HK$365/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,864/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).