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At today's rate and a 90% mortgage, the deposit on this unit is about HK$954K, with repayments around HK$41,618/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$954K · loan HK$8.59M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,134 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 40 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- F
- Saleable Area
- 539 Saleable ft²
- Gross Area
- 675 ft²
- Efficiency
- 80%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-27 | HK$10.50M | +61.5% 3.2y · 19.0%/yr |
| 2016-09-05 | HK$6.50M | −17.4% 1.6y · −11.0%/yr |
| 2015-02-16 | HK$7.87M | +124.9% |
| 2007-12-07 | HK$3.50M | −2.8% |
| 1998-11-05 | HK$3.60M | −41.9% |
| 1997-04-17 | HK$6.20M | — |