▼ 0.50% · 3.625%
HK$19,030
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$19,622
−HK$602/mo
Today · 4.125%
HK$20,224
baseline
▲ 0.50% · 4.625%
HK$21,454
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,448/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,171
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,739
−HK$576/mo
Today · 4.125%
HK$22,315
baseline
▲ 0.50% · 4.625%
HK$23,491
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,630/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,933
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$661/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,600
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$633/mo
Today · 4.125%
HK$24,546
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,092/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,836
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,547
−HK$721/mo
Today · 4.125%
HK$24,268
baseline
▲ 0.50% · 4.625%
HK$25,745
+HK$1,477/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,536/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,405
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,087
−HK$691/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,189
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,509
−HK$782/mo
Today · 4.125%
HK$26,291
baseline
▲ 0.50% · 4.625%
HK$27,891
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,582/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,261
−HK$748/mo
Today · 4.125%
HK$29,009
baseline
▲ 0.50% · 4.625%
HK$30,538
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$58,018/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,643
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,471
−HK$842/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$30,036
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,640
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,434
−HK$807/mo
Today · 4.125%
HK$31,241
baseline
▲ 0.50% · 4.625%
HK$32,888
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,482/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,546
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$903/mo
Today · 4.125%
HK$30,336
baseline
▲ 0.50% · 4.625%
HK$32,181
+HK$1,845/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,672/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,757
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,608
−HK$864/mo
Today · 4.125%
HK$33,472
baseline
▲ 0.50% · 4.625%
HK$35,237
+HK$1,765/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,944/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,449
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,396
−HK$962/mo
Today · 4.125%
HK$32,358
baseline
▲ 0.50% · 4.625%
HK$34,327
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,716/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,874
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,782
−HK$922/mo
Today · 4.125%
HK$35,704
baseline
▲ 0.50% · 4.625%
HK$37,586
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,408/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,352
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,358
−HK$1,022/mo
Today · 4.125%
HK$34,380
baseline
▲ 0.50% · 4.625%
HK$36,472
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,760/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,991
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$979/mo
Today · 4.125%
HK$37,935
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$2,000/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,870/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,255
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,320
−HK$1,083/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,618
+HK$2,215/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,108
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,130
−HK$1,037/mo
Today · 4.125%
HK$40,167
baseline
▲ 0.50% · 4.625%
HK$42,284
+HK$2,117/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,334/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,372 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).